Looking for a car loan? We cover most credit levels and aim to get your car finance pre-approved within 2 hours! You must be 18 or over, a permanent NZ resident, not on a learner’s licence and have a regular income of $500 p/w or more. Get in touch and let’s see what we can do for you. Sorry, no WINZ.

Fast Pre-Approval

Get ready to buy. It’s so easy with our simple online form and fast process. You could be pre-approved in under two hours! Even if your credit is not great from a past car loan, see if we can help by applying for car finance now.

Second chance car loans

Bad credit or no credit? Here’s your second chance. We help all kinds of people find finance for a new or used car. By finding the right repayment terms for you, you can get a new car and start to rebuild your credit score.

Your own personal interest rate

With over 12 years’ experience, we know how to get the best possible car loan rates if you have an unsatisfactory credit score. We’ll tailor just the right deal for you. Use our loan repayment calculator to see how much yours would be.

Our process makes it easy!

01

You've found a car or you're looking for a car.

02

We get to know a bit about you, either by you filling out the online application, or talking one on one.

03

We find you the best loan possible to fill your needs and suit your circumstances.

04

You're ready to buy a car. So easy. What a dream!

What our customers are saying

"Fast and easy approval, friendley easy going, shannon was great and very helpful to deal with, i am very please with my new purchase."

- Tracey C

"Lovely friendly, quick response. Was helped every step of the way, and made what was would normally be a daunting process very easy and stress free. Shannon was very empathetic and polite and made the whole thing really seamless and without issue. Couldn't recommend highly enough."

- Kerry W

"Fast and easy approval, friendley easy going, shannon was great and very helpful to deal with, i am very please with my new purchase."

- Tracey C